You don’t need a new years resolution to tell you when it’s a good time to start looking after your credit score. Credit is one of the biggest bugbear’s for most people because effectively it means that the computer is telling the world that you can’t afford something even when your income tells you that you can. Having a poor credit score from three years ago can really impact you now even if your life is completely different to the way that it was.
While there are websites out there like Compare Credit to help you to figure out how much you can afford and where you can get your credit score from, it’s important to know that this number is going to affect everything that you do from buying a home to getting an education. Working on improving your score is not a bad thing, in fact is something that you should be doing day to day. Improving your score isn’t something that you can do by sending it off to somebody, paying them and they will fix it for you. Unfortunately the world doesn’t work that way! Below, however, we have four ways that you can improve your credit rating and hopefully get out of the hole of debt.
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