We all dream about one day having that car of our dreams, in our favourite colour, our favourite make, with all our favourite features and tricks, and don’t forget the love and appreciation everyone will have for you because you can call yourself the owner of this little beauty. (We all say it shouldn’t matter what people think, but when you’re driving a Lamborghini down the high street – there’s clearly a cry for attention right there.) – But this is all a fantasy right? It doesn’t really work out that way for the most of us because cars are too darn expensive and unless you have an exceedingly high paying job, (or a wonderful inheritance), then things won’t be so easy for you.
Or so you think.
You see, if you play your cards right and make the right decisions for whatever it is that you’re after, then you may just be able to bag the car you’ve always wanted. You just need to be smart about it and have your head screwed on.
So how do you go about that? – Here are some of the best areas you need to think about, along with the decisions you need to make.
Go easy on your prior spending money
Listen, if your plan is to save up for a new fancy car, then you’re going to have to be clever with how you’re getting through the months. You can’t carry on making impulse purchases on things ‘just because you can’ anymore. You need to be wise and learn how to budget. This is where the willpower comes into play. It may even be a good idea to go through your bank balance and have a look at your current spending. Anything that you see on there that you don’t deem necessary – stop paying for it. It’s that simple. For example, if you’re signed up to a gym and pay so much every month – freeze the account or stop it altogether, or if you’re that determined to keep up the routine, find a cheaper gym. Remember this isn’t a permanent change, it’s just a ‘for now’.
Get the insurance you actually need
Let’s face it, as much as we’d all like to cut out the whole insurance altogether as it seems like you’re spending so much of your hard earned money for nothing – if something were to happen and you were involved in an accident, you will be so glad that you’d had insurance to pick you up off your feet, because without it, you’d be having to fork out however much money is being asked from you, and nobody to help you with it. Whereas insurance covers you for that. Having said that, that doesn’t mean you need to pair up with the first insurance company you see, nor the most popular. You really need to look into what they’re offering you, and the difference between all the others. That way, you’ll end up finding yourself affordable auto insurance that covers you for everything you need.
Take out a loan
Unless you already have a tonne load of money, then the only way that most people are able to even think about buying a car, is to take out a loan. It’s just a necessary matter if you don’t have the money in your pocket. A lot of people worry about loans because of the fear of ending up in major debt and not being able to get themselves back out again, but as long as you pay attention to what you’re doing, you shouldn’t have any issues. Whenever you take out a loan, there will always be interest rates to pay, but the amount of these all vary depending on who you take a loan from. So be sure to look through as many companies as you can until you find the best deal – and always read the small print.
Upgrade an old car and make it new again
You may not even need to be having your eyes set on that amazing car you keep seeing on the tv adverts, you can be way more creative than that and actually just upgrade what you already have. Or start entirely from scratch; get a cheap second-hand car, and then turn it into a masterpiece. Now of course if you know next to nothing about cars, then this isn’t going to be as simple for others that know all there is to know about cars. But remember that there is always help out there, so speak to that mechanic Uncle you have, or your friend’s friend, and most importantly go to an expert too just to confirm all the important factors that come into play. But you’d be surprised as to what you could do with an old rusty car with the right help.
Look for the good deals
There are times where you will come across a deal online and think it just sounds far too good to be true, and unfortunately most of the time this is indeed the case. – But, there are exceptions, no matter how bizarre. Believe it or not, a woman found out her man was having an affair, and his car was already in her name but she wanted nothing to do with him, or it. And so she sold it online for a dollar. That’s right, $1. Oh, and by the way, the car was worth forty-five thousand dollars… So the moral of this story is to scout through the internet because sometimes you’ll be amazed at what you could find.
Believe in yourself
It sounds a little cliche sure, but having a positive attitude can affect so many areas of your life for the better. If you want that promotion at work – believe it, visualise it, see it happening. So the same thing goes for the car. Do what’s necessary in order to get it. Take the steps, work hard, then you get to play harder. Yes, it’s highly doubtful that things will miraculously change overnight, but with a little bit of patience and a lot of positive and optimistic thoughts – there’s no reason it won’t happen sooner than you may have once thought. The power of positive thinking can really transform your life – so take advantage of that and change your mindset.
Now you have a good few ideas on how to get the car you want, have a think about the kind of direction you would like to take. There are so many different options out there – these are merely a few to get you thinking. So branch out and find your own tips and tricks to getting what you want.
One tip for you though: have a think about what your car is going to actually be used for. If this is simply a spare new ride to look flashy and sound cool, then think about what certain features you want. And this is even more important if you’re buying it for a specific functioning purpose, like if there’s a new addition to the family so you need a car that’s bigger to fit everyone inside! Then think about the kind of safety features that follow that, like whether you have sensors that let you know if you’re going over the line or you’re backing up too close to the car behind you. With how advanced technology is now, you have the privilege of that extra safety feature other than just a seatbelt and an airbag, so make use of them.